Over the past week, we've received several calls from current patients who have recently received letters from their health care insurance companies announcing their chiropractic coverage would no longer be available under their current plans beginning January 1, 2010.
Let this serve as your wake up everyone! This is about to become the norm....so get proactive and take your health into your own hands.
As the entire healthcare system looks to become overhauled, alternative medicines and concepts are likely the first to fall by the way-side.
So what should you do?
Well, if you're a patient who's been using and seeing results from chiropractic - we encourage all of you to find a way to continue with your treatments. In our office we've been working on re-vamping our payment options, as well as our cash plans in an attempt to make everyone able to still come in and continue his/her needed care.
If it's time for you to "re-enroll" for your company's health plan, really read the fine print and decide what is best for you and your family.
If you aren't in need of prescription drugs/medications, and you simply go to the doctor for an annual exam - look to use your money better.
In addition, we encourage everyone to check into flex spending or HSA accounts. Although it is rumored under the new health care bill that the government is likely to eliminate HSA accounts, we believe it's still a very good way to pay for health costs that you truly need. You earn interest on your deposits (which is why the government now wants a piece), your unused portion rolls over for use the following year, and it only goes to pay for health-related things.
Most of all, become more aware of what your insurance may or may not covered.
Know your co-payment limits and deductibles.
And continue to exercise, live healthy and thrive!
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